Looking for Band Members

I’m looking for band members to re-form the Windsor-regiment. If this is something that interests you please leave a comment, with your name and email ( I’ll keep it private).

A little about me

I’m a tuba player, with over 7 years of experience. Nickname is Ree ( Long story about this). I’m not married, have no kids, love to travel and currently work in a music shop.

What I’m looking for

Looking to connect with fellow musicans, local or non local. Would be great if you’re in Canada, or the United States since it makes it easier to meet. I currently live in Windsor, Connecticut.

Used Cars Toronto Doesn’t Want You to Know about

Look, I’m not saying anyone is trying to keep secret the used car dealerships Toronto has that offer great service. I’m just asking, why is nobody talking about this? Some of the best used cars Toronto has for sale are just sitting there and I bet I know why.

Used car salesmen. Yes, they have a bad reputation. In fact, they’re kind of like the stereotypical sleaze-ball profession. But I am here to tell you that they don’t deserve it! I had such an amazing experience buying my used car that I could kick myself for not doing it sooner.

First of all, everyone’s worried about being taken advantage of, right? I was, for sure. But when I found the car I wanted, I found that the dealership was really willing to work with me. They let me take it for a test drive and even encouraged me to have my mechanic look at it. I thought that might be a trick. Like, yeah, sure, have your mechanic look at it. That’s how honest we are, wink wink.” But it was legitimate! I wasn’t able to get a spot on his schedule until 2 days later and they were totally cool with holding it for me.

When I finally got it there, my mechanic gave me the go ahead. He even said he was impressed with how well it was maintained. All of the fluids were topped off, the tires all had the right amount of pressure, and he said he had nothing to warn me about.

And I thought, okay, you’re just saying that because you want me to buy it and when something happens, I’ll bring it to you. But then I thought, why am I being so cynical? These people don’t deserve the reputations they have. They’ve been awesome to me.

I decide right then and there to buy that car. I called the salesmen on my way back and told him to get the paperwork ready because I was doing it. Best decision I ever made.

I don’t know why I never bought a used car before. Most likely, it’s because I was afraid of all the crap you hear about how they’re all lemons and the people who sell them are jerks. Well, I’m here to say that is the furthest thing from the truth. And I have the used car to prove it.

Now all I need to do find some cheap no deposit car insurance for my car. One thing I’ve learned living in toronto is that car insurance here is too expensive. When I live in georgia I paid way less. I think I had some very cheap car insurance no deposit for about $60 a month in georgia. Morale of the story = Georgia car insurance is cheap!

Anyway at least I got an awesome new car, even if my auto insurance is expensive.


Car Insurance FINALLY Sorted – very cheap car insurance no deposit

I just bought some no deposit car insurance!

I hate trying to sort out my car insurance – I put it off as long as I can, and then end up doing it in a panic at the last minute. There’s nothing quite as annoying as thinking you’ve found a great deal, going through the whole process, only to be asked at the end for a deposit that you completely didn’t budget for. Then you go back through it all, changing all the figures ever so slightly to see if you can tweak it so you can afford it and it still covers everything you need.

I had one goal, and one goal only going into sorting it out this time: to find some very cheap car insurance, no deposit required. At first I thought I’d set myself an impossible task and that I was just going to end up frustrated and having to go back to my usual method, but I found out that actually, there’s quite a few options that don’t require a deposit! You have to be willing to pay slightly more per month, but if you’re like me and stuck for cash up front this can be a much better option. I also looked into no down payment car insurance, but decided against it.

I spent a while looking around and comparing different quotes – I was willing to pay more per month for a lower deductible but you might find the opposite. It’s definitely worth not just going for the first quote you find that seems okay (and trust me, I know the temptation to do that instead of shopping around!), because there’s some offers that I stumbled across that I nearly missed. I found my quotes here by the way:

This whole experience hasn’t made me enjoy car insurance shopping – far, far from it – but given that I went into it thinking the whole cheap car insurance without a deposit idea was impossible, I certainly hate it a bit less now. In fact, the next time I have to renew it, I might even manage to avoid leaving it until the last minute! Knowing that it’s something I can find cheaper deals for definitely make me worry less, so maybe this will be the start of a newer, more organised chapter of my finance planning!

Probably not though, I’m already putting off the energy bills at the moment.

People Want to Know Who Has the Cheapest Auto Insurance

Getting the Cheapest Auto Insurance

I don’t know about everyone else, but myself and a few of my friends have pondered this topic for a few months now and it’s getting to be a bit outlandish. I think it makes absolutely no sense to remain with an insurance company that doesn’t reward a good driving record. We want to know who has the cheapest auto insurance. ( Which I found here by the way: These insurance companies are making it almost impossible to remain loyal to them because they do nothing to reward customers when they go years without getting tickets or into an accident.

My family and I travel a lot during the summer and have done so for the past fifteen years. None of us have received tickets or been involved in any accidents, but our rates steady increase. We are currently in search of cheaper coverage and I am sure we will find something that costs less than that we have now. In fact, I may consider purchasing a new vehicle if the decrease in the insurance is substantial. Everyone I talk to tells me about their great insurance rates and I want to reap the same benefits. I was considering purchasing a boat because I have wanted one for a while. This is another reason that it is important to save on insurance cost if we can do so.

I really don’t understand the failure to offer rewards for safe driving. Every day on the highway, I see people getting ticketed and accidents happen all around me. Although I’m aware that it could easily happen to me or a member of my family, at this point it hasn’t and I would like to receive a discount for being one of the good drivers out there. I know how difficult it is to have teenagers who drive your cars but we have young adults that have been on our policy for more than seven years. I expect they will remain on the policy until they marry or start families of their own. Until then, we want to be rewarded for our good driving habits.

Worst Things To Finance With a Loan

Was talking to my old roommate yesterday and remembered this funny story. Decided to share it 🙂

When I was at university, I had a roommate who was, apparently, allergic to money. Upon receiving his first student loan instalment of the year he spontaneously booked a cruise from New York down to Mexico. We lived in London, England. He had no plans to go to New York.

Then the next instalment arrived and he immediately blew hundreds of pounds on an ‘inflatable hot tub’. And yes that is essentially one of those kids pools you have in the garden in summer. That he paid to get delivered from China. And yes, he could have just gone to almost any other store and bought one for 10% of the price.

It arrived, already with a puncture, he tried to fill it up in the kitchen and flooded the entire apartment (and the one below it when the water escaped through their ceiling).

But this made me wonder what other crazy purchases have made people think ‘oh I must take out a loan so I can afford that, immediately’.

Here are the top 3 worst things people were willing to admit to spending their loans on. Turns out not many people are willing to admit their dumb spending habits.

1. One guy spent all of his loan money on McDonald’s happy meals after becoming addicted to collecting happy meal ‘The Secret Life of Pets’ toys. Cool.

2. Another guy with literally no income at all applied for a loan to pay for a cruise. Who knew cruises were so popular amongst the financially unstable?

3. On girl even went as far as to apply for, get accepted into, and enrol at a university she had no intention of attending just to get her hands on the loan money to pay for a boob job. To be honest I’m actually quite impressed with the thought that went into this strategy. It would definitely be cheaper than heading to one of the title loan companies near me to risk my car.

Good Car Insurance – My Embarrassing Reason to Buy

Debated weather or not I should share this on my blog, and decided it’s for the best that I do!

I’m no stranger to embarrassing moments. In fact, it’s the main reason I refused to join my friends on one of those silent meditation retreat things in India. I can think of nothing worse than sitting in a room with only my own thoughts for days on end. I’d hit myself over the head with a rock immediately, rather than allow my brain to bombard me with every even slightly humiliating thing I’ve done in my lifetime.

I may not want to think about them for days on end, but I do believe that you can learn from these bouts of embarrassment. And just one of the things I have learned is the value of decent car insurance.

About a year ago, I was back home for a few months looking to find a job to replenish my bank account. I scored an interview at a company I really wanted to work at. Turned up surprisingly on time. The interview went pretty well. I strolled out of the building feeling positive. And got into my car, which was parked in the car park right outside the front entrance.

I then proceeded to, very loudly and confidently, reverse directly into the offices I had just been interviewed at. At full force. And in the direct eye line of a large percentage of the company staff, including the woman that had just interviewed me. Excellent.

This scores above average on my list of embarrassing moments. Yet it taught me an important lesson. Get decent car insurance. I already had it, out of luck. But it would have been much more difficult to laugh off my embarrassment had I not.

Oh, and in case anyone was wondering. Despite leaving a lasting impression. I didn’t get the job.

P.S if you’re looking for some good coverage car insurance I highly recommend: